Roman Seleznyoz

I am troubled to learn that Roman Seleznyoz, who was in the Maldives, was taken by US agents, forced to Guam where he was arrested and taken to Washington DC where he faces charges of identity theft, bank fraud, illegally accessing information on protected computers and trafficking in unauthorized access devices. Continue reading

How to Make the Poor Poorer: Payday loans

I have for a number of years on these pages deplored the activities of the payday loan companies. I have always held that payday loans should be illegal, if the interest rate charged exceeds a certain amount. I would propose no more than 100% per annum, as an APR as the maximum rate of interest, which would prevent payday loan companies from charging 3000% or 4000% per annum. Continue reading

Beyond Satire

The world is rapidly becoming a place where governments and officials enforce the letter of the law, rather than the spirit of the law. This is oppressive. Continue reading