Bank Charges

There was once, not so long ago, laws that made the charging of very high rates of interest illegal. Lending at interest is a fact of economic life and has become widespread notwithstanding the prohibitions against usury in the Old Testament, the New Testament and the Koran. When you hire the money you have to expect to pay a hire fee. However, if that hire fee is so high, so excessive, you trap people to whom you have lent, into economic servitude. Continue reading

When wrongdoing goes unpunished and how the BBC is concerned

Are we as a society losing the distinction between what is right and what is wrong, and what is criminal behaviour and what is legal behaviour? We are already seeing disquiet amongst both prosecution and defence lawyers that people who have committed crimes which should be dealt with by the courts are being handed out fixed penalty notices. These “disposals” are being used as a matter of course for professional shoplifters and even it is said for burglars. Continue reading